“Owe no man anything” is His Word (Romans 13:8). To disobey is to court disaster. We have no right to go forward until God supplies the funds. Let us get out prayer requests for the amount needed first, instead of forging ahead and looking for money that does not come in. If God can provide for our needs after, He can just as easily do so before. George Muller spent only what God gave him. He prayed first for the money necessary and waited for God to answer that prayer before going ahead. That is always a safe procedure. We have no right to incur debts for others to pay. Let us get out of debt and keep out. Debt is a disgrace. It is dishonoring to God.”
Oswald J. Smith, The Challenge of Missions, page 135-136.